In the light of the horrific and distressing events in the Ukraine, we are experiencing extremely volatile markets as the economic implications for asset classes are being processed at this terrible time. At times like these it is more important than ever to remain disciplined in our investment decision-making. Our team will continue to monitor market conditions and will keep you apprised of any changes in asset allocation views and / or market outlook. In the meantime, we encourage you to review our latest research and reach out with any additional questions.