Research & Commentary

While often thought of as something to avoid, risk is an inherent aspect of investing. The key question is — how much risk are you willing to take?

Wilshire's market dashboard publication covering US and Global asset markets and portfolio returns.

Diversified portfolios are holding up well through 2025’s volatility

In February, growth assets experienced a decline, with the FT Wilshire 5000 Index(SM) down by 1.94%, while defensive portfolios saw gains due to lower yields across most maturities. The CBOE Volatility Index (VIX) rose to 19.63, and real assets, including commodities, TIPS, and listed securities, were positive; oil prices dropped by 3.8%.

For our complete 2025 outlook and investment approach ̶ including a discussion of the current economic environment, implications for interest rates and our strategy views across asset classes, please read our first quarter Investment Strategy Update.

In today's market, non-profits thoughtfully consider which areas of the credit market can deliver stable, attractive returns with low risk and correlations to equities. At Wilshire, we believe in the power of a strong midfield, taking inspiration from Spain’s midfield mastery in the World Cup.

The transition from DB to DC retirement plans has heightened the necessity of optimizing the decumulation phase for retirees.