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CUSIP: 97200P869
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Wilshire Global Allocation Fund Summary Prospectus

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WIORX, WIOPX
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Wilshire Income Opportunities Fund Summary Prospectus

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WLCTX, WLTTX
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Wilshire International Equity Fund Summary Prospectus

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DTLGX, WLCGX
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Wilshire Large Company Growth Portfolio Summary Prospectus

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DTLVX, WLCVX
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Wilshire Large Company Value Portfolio Summary Prospectus

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WIORX, WIOPX WFIVX, WINDX DTSVX, WSMVX DTSGX, WSMGX DTLVX, WLCVX DTLGX, WLCGX WLCTX, WLTTX
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Wilshire Mutual Funds Prospectus

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DTSVX, WSMVX
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Wilshire Small Company Value Portfolio Summary Prospectus

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DTSGX, WSMGX
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Wilshire Small Company Growth Portfolio Summary Prospectus

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Wilshire Variable Insurance Trust Prospectus

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Wilshire Advisors LLC Form ADV Part 2A Firm Brochure

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Wilshire Advisors LLC Form ADV Part 3

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CUSIP: 97200P869
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Schedule of Investments – Wilshire Global Allocation Fund

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WLCTX, WLTTX
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Schedule of Investments – Wilshire International Equity Fund – 9/30/2023

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WIORX, WIOPX
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Schedule of Investments – Wilshire Income Opportunities Fund – 9/30/2023

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DTLGX, WLCGX
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Schedule of Investments – Wilshire Large Company Growth Portfolio – 9/30/2023

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DTLVX, WLCVX
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Schedule of Investments – Wilshire Large Company Value Portfolio – 9/30/2023

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DTSGX, WSMGX
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Schedule of Investments – Wilshire Small Company Growth Portfolio – 9/30/2023

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DTSVX, WSMVX
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Schedule of Investments – Wilshire Small Company Value Portfolio – 9/30/2023

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WFIVX, WINDX
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Schedule of Investments – Wilshire 5000 Index Fund – 9/30/2023

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CUSIP: 97200P869
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Wilshire Funds Capital Gains Distributions

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